Pre-Approvals

Know Your Budget Before You Buy

A mortgage pre-approval is your first step toward homeownership. It gives you a clear picture of how much you can afford, locks in an interest rate, and shows sellers that you’re a serious buyer. Whether you're a first-time homebuyer, upgrading, or investing, getting pre-approved gives you the confidence to shop smarter and make stronger offers.

Why Get Pre-Approved?

Set a Realistic Budget – Know exactly how much you can borrow so you can focus on homes within your price range.

Lock in Your Interest Rate – Many lenders allow you to secure a rate for up to 120 days, protecting you from market increases.

Show Sellers You’re Serious – A pre-approval gives you a competitive edge in a bidding war by proving your financial readiness.

Avoid Surprises – Identify and resolve any financial issues before you start house hunting.

What’s Involved in the Pre-Approval Process?

We’ll help you gather and review the necessary documents, including:

  • Proof of income (pay stubs, tax returns, or financial statements if self-employed)

  • Credit history and score

  • Employment verification

  • Details of your assets and debts

How We Make It Easy

Expert Guidance – We simplify the process and ensure you understand your options.

Multiple Lender Access – We shop around to find you the best rates and terms.

No Obligation – A pre-approval doesn’t commit you to a lender, giving you flexibility.

Start Your Home Search With Confidence

A mortgage pre-approval puts you in the best position to buy when the right home comes along. Let’s get you pre-approved today so you can move forward with clarity and confidence.

Reach out to get started!