MORTGAGE BETTER HERE

We save Canadians money on their mortgage through a combination of expert guidance, market knowledge, and tailored solutions.

Smart Mortgage Shopping-
We connect you with a wide network of lenders, giving you access to a range of mortgage options. This means you can compare rates and terms to find the best fit—without the hassle of doing it alone.

Tailored Mortgage Solutions
Your financial situation is unique, and your mortgage should be too. We assess your needs and match you with the best products to suit your lifestyle and goals.

Exclusive Rates You Won’t Find Online
Some of the best mortgage rates aren’t advertised to the public. Thanks to our strong lender relationships, we can unlock lower interest rates that aren’t available to the average borrower.

Expert Negotiation on Your Side
We work for you, not the banks. By negotiating on your behalf, we help secure better terms, lower rates, and reduced fees—saving you money in the long run.

Long-Term Mortgage Strategy
Your mortgage is more than just a loan—it’s a financial tool. We help you plan for the future with strategies like bi-weekly payments and early repayment options, helping you save on interest and pay off your mortgage faster.

Refinancing & Equity Access
Already a homeowner? We analyze whether refinancing could lower your rate and save you thousands. Plus, we can help you access home equity for renovations, investments, or debt consolidation.

Empowering You with Knowledge
We break down the mortgage process in a way that makes sense. By understanding how different factors impact your mortgage, you’ll feel confident making the best financial decisions for your future.

SERVICES

  • PRE-APPROVAL

    Know exactly how much you can afford—no surprises. Get pre-approved quickly and so you can shop for homes with confidence.

  • FIRST TIME HOME BUYER

    First-time home buying in Canada can be an exciting yet daunting experience. Let Moir Mortgages hold your hand every step of the way.

  • REFINANCE

    Unlock equity in your home for improvements or investments. Or simply lower your monthly payments while locking in a lower mortgage rate.

  • RENEWAL

    As your mortgage term ends, explore renewal options. Negotiate with your lender or switch providers for better rates. Whether lowering payments, accessing equity, or seeking different products, don’t sign until you talk to us.

  • INVESTMENT PURCHASE

    Investing in property can help build long-term wealth and create passive income. Moir Mortgages offers expert guidance, helping you through the complexities of financing for real-estate investment.

  • SEPARATION/DIVORCE MORTGAGE

    Separations and divorces are stressful enough. Moir Mortgages handles you with care, while ensuring your mortgage needs are met during this difficult time.

Have questions?

We invite you to book a call with us to discuss your mortgage options and any questions you may have. Please select a convenient time for a conversation that suits your schedule.

“If you fail to plan, you plan to fail.”

Taylor Swift - (Mastermind)

“Stay away from negative people. They have a problem for every solution.”

Albert Eintsein

It’s me, hi! I’m the broker it’s me.

I’m Sasha—wife, mom to two humans and two cats, pickle enthusiast, and unapologetic Swiftie. When I’m not debating the merits of dill versus sweet pickles or belting out Taylor Swift tunes, I’m busy doing what I love most: helping people.

For many years, I worked in medical imaging, a career that taught me the importance of trust, compassion, and supporting people when they’re at their most vulnerable. While it might seem like a big leap from X-rays to mortgages, the heart of my work has always been the same: serving others. Whether it’s helping someone feel safe in a medical imaging procedure or guiding them through one of life’s biggest financial decisions, I’m here to make things a lot easier and way less stressful.

My interest in real estate finance started as a curiosity and quickly grew into a passion. I’ve always been drawn to the idea of finding solutions and creating clarity in complex situations—something the mortgage world has in spades. Now, I get to combine my knack for problem-solving with my drive to help people save money and achieve their financial goals.

The mortgage market is a bit wild these days, but I’m here to help Canadians make sense of it all. Whether you’re buying your first home, refinancing, or planning your next big move, I’ll work with you to find the smartest, most cost-effective options. And just like my days in medical imaging, I’ll be by your side every step of the way.

Let’s navigate this journey together—I’ve got you!

-SEE HOW MUCH YOU QUALIFY FOR-